IRAs
Retirement planning made simple
An Individual Retirement Account (IRA) from KeyDirect is a powerful savings solution, offering potential tax advantages and compounding benefits. We offer FDIC insured IRAs that invest in Money Market and Certificate of Deposit accounts.
IRAs generally fall into one of two types - the Traditional IRA and the Roth IRA. While each IRA has unique benefits, they both offer tax savings to encourage taxpayers to plan for their future.
Key IRA Tiered CD
- Choice of Traditional or Roth IRA Accounts
- Minimum opening deposit of $2,000
- Flexible terms - six (6) months to ten (10) years
- Interest compounded daily for the highest possible yields
- Semi-annual account statements
IRA Money Market
- Choice of Traditional or Roth
- Minimum opening deposit of $500
- Flexibility of deposits and withdrawals
- Interest compounded daily and credited monthly
- Semi-annual account statements
Disclaimers
Fees may reduce earnings on the account.
Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.
*All annual percentage yields (APYs) are accurate as of today only, and are subject to change without notice. Based on the balance tier range the opening deposit balance falls within for the term selected, the fixed interest rate for that range will be paid on the entire opening deposit balance. A penalty may be imposed for early withdrawal.
Disclaimers
KeyDirect offers great interest rates directly to consumers and businesses in 37 states and the District of Columbia but not AK, CO, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, or WA. If you currently reside in one of these 13 other states, please visit KeyBank at one of over 900 KeyCenter branches or visit www.Key.com to see what rates are available in your area. Not all accounts available in all states.
Key.com is a federally registered service mark of KeyCorp.
Member FDIC