Open an Account

Before You Apply

Apply by Phone

Call 1-800-872-5553

Online Banking**

Key Tiered CD

Higher interest for higher balances

The Key Tiered CD pays higher rates of interest on accounts with higher balances. Rates and balances are fixed for the term of each account.

  • Terms from 3 months to 10 years, or anywhere in between as you choose
  • FDIC Insured to protect your balance
  • Interest compounded daily and paid monthly, or choose a payment option that fits your needs
  • Auto renewal to a Key CD for the same term ensures your balance continues to earn interest
  • Minimum opening deposit $2,500

Key Tiered CD with Relationship Reward

(terms 3 months or greater)

The Key Tiered CD with Relationship Reward offers incentives for those who have a checking account relationship with KeyDirect. You will receive a premium rate of interest for your Key Tiered CD when you maintain a KeyDirect Key Advantage Checking Account.

Jumbo CD

We also offer CDs for balances of $100,000 and greater.

Key Jumbo CD with Relationship Reward

(terms 90 days to less than 12 months)

Key Jumbo CD

(terms 90 days to less than 12 months)

Key Jumbo CD with Relationship Reward

(terms 12 months or greater)

Key Jumbo CD

(terms 12 months or greater)

Rates & Fees

Key Tiered CD with Relationship Reward


A note on applying

As of October 3, 2009, KeyDirect is providing products and services to existing clients only. To apply for a product from KeyDirect, please call 1-800-872-5553.

If you do not have an account with KeyDirect, you can visit Key.com for more information about KeyBank products and services. KeyBank can open and service accounts in the following states: AK, CO, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, or WA.

Disclaimers

We reserve the right to limit opening deposits in these accounts to $500,000 per account. A penalty may be imposed for early withdrawal.

Fees may reduce earnings on the account.

† Deposits are insured up to the maximum allowable limit.

* All annual percentage yields (APYs) are accurate as of today only, and are subject to change without notice. Based on the balance tier range the opening deposit balance falls within for the term selected, the fixed interest rate for that range will be paid on the entire opening deposit balance.

Please read our Agreements and Disclosures. If you opened your deposit account online within the last 90 days, you may also review the original agreements and disclosures provided to you.

** You will be linked to Key.com® when you access Online Banking. All accounts and services displayed may not be applicable to you.

Disclaimers

KeyDirect is a business segment within KeyBank National Association.

KeyDirect offers great interest rates directly to consumers and businesses in 39 states and the District of Columbia but not AK, CO, ID, KY, ME, NY, OH, OR, UT, VT, or WA. If you currently reside in one of these 11 other states, please visit KeyBank at one of more than 1000 KeyBank branches or visit www.Key.com to see what rates are available in your area. Not all accounts available in all states. Please note that if you reside in IN and MI you can choose to bank either via the KeyDirect web site or call center, or through your local KeyBank branch or Key.com

Key.com is a federally registered service mark of KeyCorp.

KeyBank is Member FDIC.