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Have peace of mind, knowing your retirement funds are insured by the FDIC. And, whether you choose a traditional or Roth IRA, or would like to rollover an existing IRA, KeyBank has a variety of options to choose from, so you can plan for a secure retirement.

About IRAs

With IRAs, you can defer taxes for as long as possible, allowing your retirement savings to grow over many years. In many cases, such IRAs are the most attractive account structure for long-term returns.

KeyBank has many FDIC-insured IRA options for you to choose from.

Key IRA Tiered CD with Relationship Reward

Earn higher rates with Relationship Rates

  • Relationship rate available if you have a qualified Key Advantage Checking®, Key Privilege Checking® or Key Privilege Select Checking® account
  • Build this fixed term account to suit your needs
  • Automatically renews to a Key IRA CD

Key IRA Tiered CD

Higher rates for higher balances

  • Build this fixed term account to suit your needs
  • Automatically renews to a Key IRA CD

IRA Money Market Account

Keep your funds liquid for short-term needs in retirement

  • Ideal for combining multiple accounts with different maturity dates, and for keeping cash on hand for upcoming needs
  • Make unlimited deposits at any time, subject to IRS guidelines, so you can save quickly
  • Variable interest
  • No maturity date
  • Interest is compounded daily for the highest possible yields
  • FDIC-insured

Variable Rate CD IRA

Benefit from positive market adjustments

  • Get a variable interest rate on your CD for 18 months
  • $1,000 minimum opening deposit
  • Compounds daily and credited monthly
  • Automatically renews, so your savings is not interrupted
Preparing for Retirement

Meeting Your Investment Goals: Are You on Track?

This will be targeted towards people that are retirement ready. Should they keep working or is it time to make a gradual transition?

February 2018 Meeting Your Investment Goals: Are You on Track?
Preparing for Retirement

Understanding Stocks and Bonds

There's a big difference between stocks and bonds, but they both play an important role in a diverse and balanced investment portfolio.

August 2017 Understanding Stocks and Bonds
Preparing for Retirement

Traditional or Roth IRA: Which Should You Open?

When you open a retirement account, should you open a Traditional or Roth IRA? Here's how to choose the right account for you.

May 2017 Traditional or Roth IRA: Which Should You Open?


Trust products from KeyBank National Association.

KeyBank and its affiliated entities do not give tax or legal advice. The comments regarding the law and tax treatment in this material simply reflect current interpretations of such laws. Since laws are always subject to interpretation and possible changes, KeyBank and its affiliates strongly recommend that you seek the counsel of an attorney and/or other qualified tax advisor as to the specific legal and tax consequences of all planning concepts as they apply to the facts of your particular situation.

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